Review methodF-001

Disclosure Framework

This method checks whether important information was actually available, noticeable, understandable, timely, and consistent.

Why it matters

A sentence buried in a policy is not automatically meaningful disclosure. What matters is how the information appeared during the real decision.

Disclosure is about presentation, not just existence.
Exact OETS wordingOpen the citable version

Evaluates whether material information was available, visible, clear, timely, and consistent.

The plain explanation above is the best place to begin. This version is here when precision or citation matters.

Five things to check

  • Availability — Was the information provided at all?
  • Visibility — Was it easy enough to notice for something this important?
  • Clarity — Could the intended audience understand the practical effect?
  • Timing — Was it shown before the person committed?
  • Consistency — Did it agree with the marketing, checkout, terms, and support messages?
A simple rule of thumb

The more strongly a fact could affect the decision, the more prominently it should be shown.

Transparency

Change history

Meaningful wording changes stay visible.
v1.0

Initial draft.